Loans and Finance

Raising finance for your business can require as much attention as running your business.

When you turn to one source for all your financing needs, you'll save time and money and enjoy financing that is targeted to your needs.

With HSBC you'll get the right financing for your business, when and how you need it. We'll help you with financing for seasonality, growth, cash management, consolidation, international and domestic market expansion, acquisitions, receivables and any other financing that will help your business thrive.

The following options are available:

HSBC Bank Egypt works closely with the worldwide network of HSBC Project and Export Finance. HSBC is one of the largest providers of project and export finance in the region. In Egypt, HSBC was one of the first banks to provide export finance to the oil & gas sector. HSBC bank in Egypt also structures and arranges limited recourse project financing in conjunction with HSBC project and export finance.

HSBC Bank Egypt is one of the most active banks in the local syndicated loans markets. HSBC Investment Banking in Egypt has selected key clients from bank and corporates.

HSBC Financial Services ( Middle East) is a leading arranger of structured financing in the region for real estate and M&A transactions and can also call on the world-wide resources of the HSBC Group as necessary. Such deals are executed in Egypt and Dubai.

An overdraft can be a cost-effective way of getting extra cash for short-term requirements. Borrow money as and when you need it

A convenient way to fund working capital

Quick and easy to set up

Pay interest only on the amount you borrow

These can be made to ease working capital requirements.

These give customers short-term working capital finance by discounting accepted Bills of Exchange or Promissory Notes.

Tender bonds substantiate the financial standing of tendering parties and deter unsuitable tenderers.

When principals are successful in their tenders for contracts, they will usually be required to provide Performance Bonds, often based on a percentage of the value of the contracts.

Civil engineering contracts sometimes include provisions which allow principals to receive advance payments from beneficiaries for purposes such as mobilising plants and equipment.

It is common practice for beneficiaries of projects to withhold amounts from progress payments to meet the costs of any construction/performance deficiencies arising during a specified period (maintenance period) after completion to principals.

These provide customers with the means of obtaining facilities, in whatever form from the beneficiaries of guarantees, who may, if the need arises, claim under such guarantees up to a maximum specific amount and within a set period of time.