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My Home Housing Finance

 

A long lasting relationship

My Home

Whether you wish to buy a new home or remodel your existing one, look no further than My Home from HSBC.

Our Finance scheme is flexible, straightforward, and especially tailored to suit your needs.

With My Home you will enjoy:

Competitive cost of finance

Competitive Finance to property value

Monthly Installments

Flexible repayment period up to15 years

Finance amount up to EGP 10 million

Avaliable in USD, provided income is in foreign currency

General Finance Terms

Minimum age of applicant is 25 years with a maximum of 65 years at finance maturity

Property to be registered in customer's name and will be placed under lien in favor of HSBC Bank Egypt till full repayment

Life & Property insurance is required in favor of the HSBC Bank Egypt

Up-front Arrangement Fees: 1.5 % of the finance amount

Prepayment Fees: 2 % of prepaid amount

Guarantor or Co-applicant is permitted.

Documents Required:

Copy of National ID

Recent Utility bill maximum 90 days old

Last 3 months personal bank account statements

Last 3 months credit card statements

The following besides any other additional fixed income that the customer can prove:

a. For Salaried Customers

Employer Letter specifying customer's monthly fixed gross salary, length of service and current position

Last salary slip

b. For Self-employed Customers

Recent Commercial Register (maximum 3 months old)

Original Tax Card

Last 2 years audited financial statements

Last 6 months corporate bank account statements

Documents required for Completed Units

An official copy of the Registered Title Deed

Real Estate "Form 19" (Certificate of all transactions related to the property)

A copy of the construction permit

Property tax certificate

Ready to Apply?

APPLY NOW

E-mail us

Call us...

Call us on +2 02 19007, 24 hours a day, 7 days a week. If you're calling from outside Egypt please be advised that this number is only available through landlines.

Visit the nearest HSBC branch...

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