HSBC Egypt - HSBC Premier - Fees and Charges

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Fees and Charges

Service Charges:

A monthly service charge1 equivalent to USD 50 in Egyptian Pound will be levied if a minimum average relationship balance of USD 100,000 (or equivalent in Egyptian Pound or any other major foreign currency) is not maintained in deposit(s) / investments with HSBC Bank Egypt.

(The service will be discontinued if the required balance is not maintained for 6 months in a year).

Account Services
Time Deposits	Preferential interest rates
Overdraft Asset Link	Preferential interest rates
Personal Finance	Preferential interest rates (50% waiver on arrangement fee)
Car Finance	Preferential interest rates
No-Bounce cheque protection	Up to EGP 5,000 free of charge
Cheque book issuance	Free of charge
HSBC Premier ATM Card	Free of charge Cash withdrawal² - Through HSBC Egypt ATMs – FREE - Through HSBC Group ATMs – FREE - Through 123 ATMs – EGP 4 - Through PLUS ATMs – EGP 60 Balance enquiry - Through HSBC ATMs – FREE - Through 123 ATMs – EGP 2 Daily cash withdrawal limit of EGP 8,000 (or equivalent in foreign currency outside Egypt)
Cheque / Traveller Cheques encashment	Free HSBC/American Express Travellers Cheques encashment Free issuance of HSBC Travellers Cheques
Outward Remittances
Remittances within the HSBC Group network Worldwide (me2me³)	EGP 40⁴ (Free of Charge to your own account held with another HSBC group entity using Personal Internet Banking
Remittances outside the HSBC Group network worldwide	EGP 60⁵
Cross Border Account Opening Fee	Free
Emergency Encashment Fee	Free
Issuance of Demand Draft	Free
Inward Remittances Credited To HSBC Account	Free
Foreign currency exchange	FREE through all HSBC branches worldwide
HSBC Premier MasterCard Credit Card
Primary Card Annual Fee	NIL
Supplementary Card Annual Fee	NIL
Finance Charge	1.85% per month
Cash Advance Fee	2% of total amount (minimum EGP 20)
Card Replacement Fee	NIL
Late Payment Fee	NIL
Over Limit Fee	NIL
Copy of Credit Card Statement	FREE
Copy of Sales Slip	FREE
Returned Standing Instructions Fee	FREE
Returned cheque charge	EGP 10
Foreign Currency Transaction(s) Processing Fee	Up to 2.75%
Access to HSBC Current/Savings Account through MasterCard/Ciruss ATMs	EGP 60
Access to HSBC Current/ Savings Account through HSBC ATMs Worldwide	FREE

Additional Features:

Branded card positioned above Gold/Platinum

Pre-approved Credit Card with a maximum pre- approved credit limited of EGP 110,000

Free Supplementary Cards

Free replacement of Cards

All other features of Gold Card.

Note: All other charges will remain as per the Bank's standard tariff of charges

1) The HSBC Premier Children Savings Account is exempted from the monthly service charge. However, all other tariffs apply.
2) In the event of a transaction charge being levied when using an HSBC ATM, please contact our Premier Call Centre on 0800 PREMIER within Egypt or +202 2 7381743
3) To facilitate free me2me transfers via Personal Internet Banking, please contact Premier Call Centre on 0800 PREMIER within Egypt or +202 2 738 1743 from outside Egypt
4) Includes correspondent bank charges
5) Excludes correspondent bank charges