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Premier Mastercard Credit Card

Welcome to a world of privileges

A card to take you places

Our credit card for Premier Account customers comes with a wealth of travel and lifestyle benefits1 and no annual membership. Enjoy a variety of offers, complimentary airport lounge access, and much more.
Online offer: Apply today and get up to EGP 200 cashback

Why you'll want this card

  • Enjoy complimentary access to 1300 airport lounges worldwide
  • Enjoy complimentary airport rides with Careem & a variety of car rental offers when traveling
  • Transfer multiple card balances onto a new HSBC credit card with up to 24-month payment plan at a discounted interest rate
  • Receive a competitive interest rate of 4.00% per month
  • Choose an instalment plan at a discounted interest rate to suit your needs and lifestyle
  • Card has an arrow and notch guiding you on the right direction to use it in card readers and ATMs.
  • Get an interest-free period of up to 56 days when you pay off your full outstanding balance each month
  • Share up to 5 free supplementary cards with Family & friends.2
  • Shop securely with Chip and PIN and Mastercard SecureCode™
  • Use worldwide at over 32 million retail outlets and over 24,000 ATMs
  • Get up to 50% of your available credit limit as a cash advance
  • Withdraw Cash up to EGP 8000 daily whether as a Cash Advance or from your HSBC Current and Savings Accounts using the triple access feature
  • This HSBC Credit Card is now made from 100% recycled plastic

Card benefits

Relax at over 1,300 lounges with Mastercard Travel Pass & HSBC Premier World Mastercard Credit Card

Download the Mastercard Travel Pass mobile app and get access to:

  • Complimentary access to over 1,300 airport lounges as part of the Dragon Pass airport lounges network
  • Access to business facilities: email, internet, phones, fax machines and conference space in some lounges
  • Complimentary refreshments and snacks

 

How to enjoy the lounges access?

  1. Click here to download the Mastercard Travel Pass app
  2. Register your Mastercard card securely.
  3. Use the app to locate lounges near you.
  4. Confirm complimentary visits eligibility. *
  5. Present the app QR code to the lounge receptionist.**
  6. Enjoy your lounge access

 

How does it work?

  • Once you enroll on Mastercard Travel Pass app, you will have 1 complimentary lounge access. To unlock additional complimentary lounge access, you will be required to make at least USD 1 (or the equivalent in EGP) international transaction at point of sale or ecommerce. Each international transaction you make will keep your airport lounge benefit open for 3 calendar months.
  • Otherwise, your airport lounge access will be paused if you did not meet the spend condition and if you want to visit the airport lounge, you will have to pay.
  • To restore your access:

    -Simply make an international transaction for at least USD1 (or equivalent in EGP) at point of sale or online (e-commerce)

    -Click the pop-up to verify or re-verify your card details

    -Read the spend program details & click “Enroll now”

    -Enter your card details for verification

    -Once enrollment is completed, you will view your updated entitlements (number of available visits) within 3 to 15 days.
  • Starting August 1st, 2025 there is an annual cap of 20 visits (applied until end of 2025 and onwards)

 

Important:

  • All cardholders must re-enroll in the Mastercard Travel Pass app after 1 April 2025 to confirm their eligibility. Supplementary cards are also subject to this spending requirement.
  • The entry conditions & facilities of each & every Lounge and the no. of free visits available must be checked by the cardholder on the app before travelling (Children policy differs from one Lounge to the other)  
  • Lounges may change and the latest list is updated on the app

*The guest fees will be displayed on the app and will be charged immediately to the Mastercard card on the app and can be changed at any sort of time.

**Access may also be validated by showing the Membership Number on your app. Each cardholder, primary and supplementary, should show their individual QR code to avoid guest charges.

Terms & conditions apply.

Complimentary Airport Rides with Careem

Enjoy 2 complimentary airport rides with HSBC Premier World Mastercard on the Careem app.

 

How to Redeem?

  • Download Careem app from the App Store or Google Play Store
  • Simply enter the promo code MAEGP2 by pressing on the “Add a promo code” button on the Careem home screen
  • Put your HSBC Premier World Mastercard credit card for the payment
  • Select your ride “to” or “from” the airport

Terms and conditions apply.

Stay connected anytime, from anywhere!

With your HSBC Premier World Mastercard credit card, you can now enjoy complimentary global data roaming package with Flexiroam:

  • 1 complimentary GB of data roaming, once per year (valid for 5 days from the start date of your choice)
  • 15% discount on all subsequent Flexiroam data roaming plans
  • Higher seasonal discounts available

Simply download Flexiroam app from the App Store or Google Play Store, click on the Mastercard banner and redeem your complimentary roaming data.

Terms & Conditions apply.

Enjoy up to 35% off your next car rental with Avis & complimentary Avis President’s Club membership

Enjoy access to:

  • Up to 35% off your next car rental
  • Complimentary Avis President’s Club membership
  • A complimentary upgrade with every rental
  • 10% off Premium Chauffeur Drive services

Important things to note:

  • At the time of booking, the correct Mastercard card type should be selected to ensure the correct discount is applied
  • You will need to present your eligible Mastercard card to the agent upon collection of the vehicle.
  • Discounts do not apply for domestic rentals
  • Booking has to be done via the below dedicated link.

Method of Redemption: Simply go to the avisworld.com/mastercardmea  to book a ride with your HSBC Premier credit card to redeem offer

Terms & conditions and exclusions apply.

Bypass rental queues with Hertz Gold Plus Rewards

Renting a car is now hassle-free. With your HSBC Premier Mastercard credit card, you are automatically eligible for Hertz Gold Plus Rewards.

Enjoy special privileges and benefits, such as:

  • Bypass the rental queue at many of the world’s busiest airports
  • One car class upgrade at participating locations (subject to availability)
  • Faster returns with Hertz Instant Return®
  • Up to 15% off best publicly available rates at participating Hertz locations worldwide
  • Free additional driver (spouse/domestic partner for Gold Plus Rewards Members)

If you are not yet a Gold Plus Rewards member, simply go to hertz.com/mcworld and click «Join Now» to enroll and get upgraded to Five Star status.

If you are already a Hertz Gold Plus Rewards member, visit hertz.com/mcWorld Mastercard®, login to your profile, and add CDP 814540 to get upgraded to Five Star status.

Terms & Conditions and exclusions apply.

Medical Tourism Concierge

Get up to 10% discount or complimentary Concierge Services for treatments with the best medical experts, hospitals and clinics in Turkey, India, United Arab Emirates, Thailand and Germany when you use your HSBC Premier Mastercard credit card.

How to redeem?

  • Go to www.vaidam.com/mastercard-offers
  • Select between a complimentary second opinion or a treatment
  • Fill up the inquiry form with the needed information
  • Follow the step to redeem the benefit
  • Enjoy the medical services

Terms & conditions and Exclusions apply.

Enjoy 10% off on your car rental

Enjoy 10% discount when you book your preferred ride with Rentalcars.com using your Mastercard. Bookings must be made via the dedicated link to be eligible for the discount Cheap Car Hire, Compare Rental Prices - Rentalcars.com

  • Bookings made with the Rentalcars.com app are not eligible for this promotion
  • Canceled and “no show” bookings are not eligible
  • All conditions of the promotion must be met at the time the booking is made; no retroactive claims will be allowed.
  • The above offers are subject to availability and cannot be combined with any other offer, discount or promotion. Discounts apply to all mandatory rental costs, excluding taxes, fees, surcharges, one-way fees, and optional extras such as child seats, additional drivers and fuel, which are charged at normal rates. All rentals are subject to Rentalcars.com standard terms and conditions as well as the car hire company.

Terms & conditions apply.

By payment method
Payment method Processing time
Standing order 1 working day
Transfer through online banking, mobile banking app or phone banking 1 working day
Cash deposit through HSBC Egypt ATM Instant
Cash deposit in HSBC Egypt branch 1 working day
Cheque deposit in HSBC Egypt branch 5 working days
Instant Payment Network (IPN)
Instant
Financial services’ points of sale (POS) machines (currently Fawry POS only)
Instant
Cheque deposit by post3 Allow sufficient time for payment to get credited to your account
By payment method
Payment method Standing order
Processing time 1 working day
Payment method Transfer through online banking, mobile banking app or phone banking
Processing time 1 working day
Payment method Cash deposit through HSBC Egypt ATM
Processing time Instant
Payment method Cash deposit in HSBC Egypt branch
Processing time 1 working day
Payment method Cheque deposit in HSBC Egypt branch
Processing time 5 working days
Payment method Instant Payment Network (IPN)
Processing time Instant
Payment method Financial services’ points of sale (POS) machines (currently Fawry POS only)
Processing time Instant
Payment method Cheque deposit by post3
Processing time Allow sufficient time for payment to get credited to your account

Eligibility

You can apply for a Premier Credit Card when you open or upgrade to an HSBC Premier Account.

To apply for this credit card, you must be either an Egyptian national or have permanent residency in Egypt, and:

  • be between 21 and 65 years of age (60 years for non-Egyptian nationals) if you're the primary card applicant
  • be at least 15 years of age if you're the supplementary card applicant

Join HSBC Premier

Experience a premium bank account, with priority services and global support. If you'd like to apply for a Premier Account, you can apply for the Premier Credit Card at the same time.

If you're an HSBC Premier customer in another country or region, then you'll automatically be eligible for a Premier Account in Egypt.

Apply as an existing Premier customer

Online

Request a call back to benefit from priority processing and our exclusive online cashback offer.4 If you spend a minimum of EGP 500 within 60 days of your card being issued, you'll earn:

  • EGP 150 cashback for a primary credit card
  • EGP 200 cashback for a primary and a supplementary credit card

Our call back team is available weekdays from 9.30am to 3.30pm and will be in touch.5 

Fill in our supplementary card call back form to start an application for a card for a family member.

Call us

Contact us by phone. We're open 24 hours a day.

Tel: 0800PREMIER 08007736437 
(landlines only from within Egypt)

Tel: +202 3535 9800 
(mobile phones and outside Egypt)

Visit a branch

Speak to us in branch to start an application.

Apply to increase your credit limit

If you're an existing cardholder, you can enjoy greater financial flexibility on your spending by increasing your credit card limit. Call us or visit your nearest branch to apply or send us a message through online banking.6

1The benefits and features may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

2Up to 5 supplementary credit cards for family members and friends on all your HSBC credit cards

3If you send a cheque to us, please write your credit card number on the back and enclose the payment slip from your card statement. There may be a fee charge if we can't cash the cheque.

4See the Digital Cashback Offer Terms & Conditions

5Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

6Subject to meeting HSBC Bank Egypt SAE's eligibility criteria as per our policy and credit cards terms & conditions. HSBC has the right to request documents to support a credit limit increase application if required.

Note: Offers & benefits supported by Mastercard can be terminated or amended at any point of time without prior notification. Please ensure to read the related terms & conditions and exclusions prior to redeeming the benefit noting that payment has to be made using HSBC Premier credit card wherever applicable. HSBC Bank Egypt has no responsibility towards any default or delay towards these benefits / offers.

FAQs - HSBC Premier Credit Card upgrade

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We'd love to hear from you on the HSBC Egypt Social Media channels.