Visa Platinum Credit Card

Make purchases with your card at home or abroad to automatically earn 0.2 points for every EGP 1 spent or 1 point for every EGP 5 spent.³ You can redeem points on electronics and homeware, flights and leisure, treats and gifts, e-vouchers and much more.

Enjoy the convenience of an airport lounge including refreshments, newspapers, television and business facilities through 6 complimentary visits for you and your supplementary cardholders to airport lounges worldwide through LoungeKey™. All guest visits, and visits to lounges that are not part of the selected list will be charged to your card.

Important:

1. Over your free visits entitlement, a charge of 32 USD will be debited to your card for any additional guest per visit.
2. Primary and Supplementary cardholders need to create separate online profiles & show individual cards to avoid guest charges.
3. The entry conditions & facilities of each & every Lounge must be checked by the cardholder before travelling (Children policy differs from one Lounge to the other)
4. Lounges can choose to participate in the program, and can come and go from the program as and when they choose.
5. Cardholder is responsible for checking any receipts (physical or electronic) for accuracy before signing as fees may be charged.
6. For any complaints, please Contact us by phone

Visa and Partners Terms & Conditions apply.

Enjoy the best available rates on over 900 luxury hotels around the world. Receive a free continental breakfast each day, a USD 25 food or drink credit, VIP guest status and when available:

• automatic room upgrade upon arrival
• 3pm check-out upon request
• free in-room Wi-Fi

As a HSBC credit card customer, you can download the app for free to access over 9,000 'Buy 1 Get 1 Free' dining, entertainment, hotel and wellness offers for you and your family.

Offers are available in 15 countries and regions across the Middle East, Asia, Africa and Europe including England, Saudi Arabia and the United Arab Emirates.

Enjoy up to 50% discount when using any of your HSBC cards at a variety of exclusive merchants.

Get an array of shopping, dining, travel, leisure and health and beauty offers in more than 160 countries and regions. 

Enjoy exclusive dining, shopping, hotel and leisure deals and discounts when you use your credit card.

For extra security online, a One Time Pin (OTP) code is sent by text message (SMS) to your registered mobile to enter when you make a payment to online retailers displaying the Verified by Visa® logo.

To make a purchase or withdraw money, your card contains a microchip which is read when you insert your card into a card reader and enter a 6-digit PIN. This is more secure than cards with a magnetic stripe which you swipe to make a payment.

This contactless payment method saves you time by allowing you to make small purchases at selected outlets by simply waving your card in front of a card reader. For extra security, you may occasionally need to enter your PIN or sign for the transaction.

You will be automatically enroled into the free SMS alert service and will instantly receive a message on your local mobile phone informing you of your card transactions in real time.

Get purchase protection if goods you buy with your credit card are stolen or damaged.

Carrying your HSBC card is much safer than carrying cash and your pockets won't be weighed down with foreign currency. Here are some simple tips for carrying and using your debit or credit card overseas.

1. Check the expiry date on your HSBC card. 
2. Make sure you have enough funds in your account or available credit limit.
3. Update your latest contact details with us, so that we can get in touch with you easily. 
4. Contact us with your travel dates and destinations, so we can update our system.
5. Write down HSBC contact numbers in case you need to get in touch while you're away.

While using an ATM machine or when paying with your HSBC card abroad, be discreet while entering your PIN and aware of the people around you. Keep all receipts to check against your statements, and contact us immediately if you notice any fraudulent activity on your card(s).

Try not to keep all your cards in the same place – that way, should your wallet be lost or stolen, you won't lose everything. If your card is lost or stolen abroad, please call us immediately and report it to the local authorities.

Get double the manufacturer's warranty for up to year when it expires on goods bought with your credit card.

If you have lost your Visa card, Visa may be able to block your account, send a replacement card and provide emergency cash.

If you're making a big purchase or need a bit of extra cash, you can use your HSBC credit card and pay off the balance flexibly over a period of up to 24 months. 

Make the most of our competitive balance transfer plans with 0% interest for the first 3 months. Plus, if you already have multiple cards you can transfer the balances on them to a new HSBC credit card and pay off the balance over a period of up to 24 months at a discounted interest rate.