A card with added benefits
You can shop across the globe with a credit card that's accepted at over 32 million retail outlets. From rewards to special offers and discounts, this is a card packed with benefits.
Online offer: Apply today and get up to EGP 200 cashback
Why you'll want this card
Earn 0.2 rewards points for every EGP 1 spent
Enjoy access to 25 airport lounges worldwide, purchase and warranty insurance
Competitive balance transfer plans with 0% interest for the first 3 months
Option to transfer multiple card balances onto a new HSBC credit card with a 24-month payment plan at a discounted interest rate
Choose from a variety of instalment plans at discounted interest rates to suit your needs and lifestyle
Receive a competitive interest rate of 4.42% per month
Go green with us. This HSBC Credit Card is now made from 85% recycled plastic
Card comes with additional features including an arrow and notch guiding you on the right direction to use it in card readers and ATMs.
Free for life: spend a minimum of EGP 45,000 a year to get an annual card fee waiver
Get an interest-free period of up to 56 days when you pay off your full outstanding balance each month
Share up to free 4 supplementary cards with family members1
Shop securely with Chip and PIN and Verified by Visa®
Make contactless payments for small purchases using payWave
Get up to 50% of your available credit limit as a cash advance
Triple access: use our ATMS to access your card account along with your HSBC Current and Savings Accounts
Daily Cash Withdrawal limit - Withdraw Cash up to EGP 7000 daily whether as a Cash Advance or from your HSBC Current and Savings Accounts using the triple access feature.
Card benefits
Things you should know
Eligibility
To apply for this credit card, you must be an Egyptian national or have permanent residency in Egypt, and:
- have a minimum gross monthly income of EGP 10,000
- be between the ages of 21 and 65 years of age (60 years for non-Egyptian nationals) if you're the primary card applicant
- be at least 15 years of age if you're the supplementary card applicant
How to apply
Online
Request a call back to benefit from priority processing and our exclusive online cashback offer.5 If you spend a minimum of EGP 500 within 60 days of your card being issued, you'll earn:
- EGP 150 cashback for a primary credit card
- EGP 200 cashback for a primary and a supplementary credit card
Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.6
Fill in our supplementary card call back form to start an application for a card for a family member.
Call us
Contact us by phone every day from 9am to 11pm.
Tel: 19007
(landlines only within Egypt)
Tel: +202 3535 9100
(mobile phones and outside Egypt)
Visit a branch
Speak to us in branch to start an application.
Apply to increase your credit limit
If you're an existing cardholder, you can enjoy greater financial flexibility on your spending by increasing your credit card limit. Call us or visit your nearest branch to apply or send us a message through online banking.8
1Up to 4 supplementary credit cards for family members on all your credit card types.
3Excluding cash advances, credit card payments, finance charges and fees of any kind.
4If you send a cheque to us, please write your credit card number on the back and enclose the payment slip from your card statement. There will may be a fee charge if we can't process the cheque.
5See the Digital Cashback Offer Terms & Conditions
6Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.
7A salary letter from your employer's human resources department or from the financial controller or general manager. The letter must state your job title, department, salary and contract duration if you're an expatriate, and any fixed allowances or commission payments you receive.
8Subject to meeting HSBC Bank Egypt SAE's eligibility criteria as per our policy and credit cards terms & conditions. HSBC has the right to request documents to support a credit limit increase application if required.
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Take control of your finances
Transferring your credit card balance to HSBC means you can benefit from 0% interest for 3 months.