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Premier Mastercard Credit Card

Welcome to a world of privileges

A card to take you places

Our credit card for Premier Account customers comes with a wealth of travel and lifestyle benefits1 and no annual membership. Enjoy rewards points, a variety of offers, complimentary airport lounge access, and much more.

Online offer: Apply today and get up to EGP 200 cashback

Why you'll want this card

  • Earn 0.4 rewards points for every EGP 1 spent

  • Enjoy complimentary access to 25 airport lounges worldwide.

  • Competitive balance transfer plans with 0% interest for the first 3 months

  • Option to transfer multiple card balances onto a new HSBC credit card with a 24-month payment plan at a discounted interest rate

  • Receive a competitive interest rate of 4.00% per month

  • Choose an instalment plan at a discounted interest rate to suit your needs and lifestyle

  • Card comes with additional features including an arrow and notch guiding you on the right direction to use it in card readers and ATMs.

  • Get an interest-free period of up to 56 days when you pay off your full outstanding balance each month

  • Share up to 4 free supplementary cards with family members2

  • Shop securely with Chip and PIN and Mastercard SecureCode™

  • Use worldwide at over 32 million retail outlets and over 24,000 ATMs

  • Get up to 50% of your available credit limit as a cash advance

  • Triple access: use our ATMS to access your card account along with your HSBC Current and Savings Accounts

  • Daily Cash Withdrawal limit - Withdraw Cash up to EGP 8000 daily whether as a Cash Advance or from your HSBC Current and Savings Accounts using the triple access feature.

  • Go green with us. This HSBC Credit Card is now made from 85% recycled plastic

Card benefits

My Rewards Points

Make purchases with your card at home or abroad to automatically earn 0.4 points for every EGP 1 spent. You can redeem points on electronics and homeware, flights and leisure, e-vouchers and much more.

By payment method

Payment method Processing time
Standing order 1 working day
Transfer through online banking, mobile banking app or phone banking 1 working day
Cash deposit through HSBC Egypt ATM Instant
Cash deposit in HSBC Egypt branch 1 working day
Cheque deposit in HSBC Egypt branch 5 working days
Instant Payment Network (IPN)
Instant
Financial services’ points of sale (POS) machines (currently Fawry POS only)
Instant
Cheque deposit by post3 Allow sufficient time for payment to get credited to your account

By payment method

Payment method Standing order
Processing time 1 working day
Payment method Transfer through online banking, mobile banking app or phone banking
Processing time 1 working day
Payment method Cash deposit through HSBC Egypt ATM
Processing time Instant
Payment method Cash deposit in HSBC Egypt branch
Processing time 1 working day
Payment method Cheque deposit in HSBC Egypt branch
Processing time 5 working days
Payment method Instant Payment Network (IPN)
Processing time Instant
Payment method Financial services’ points of sale (POS) machines (currently Fawry POS only)
Processing time Instant
Payment method Cheque deposit by post3
Processing time Allow sufficient time for payment to get credited to your account

Eligibility

You can apply for a Premier Credit Card when you open or upgrade to an HSBC Premier Account.

To apply for this credit card, you must be either an Egyptian national or have permanent residency in Egypt, and:

  • be between 21 and 65 years of age (60 years for non-Egyptian nationals) if you're the primary card applicant
  • be at least 15 years of age if you're the supplementary card applicant

Join HSBC Premier

Experience a premium bank account, with priority services and global support. If you'd like to apply for a Premier Account, you can apply for the Premier Credit Card at the same time.

If you're an HSBC Premier customer in another country or region, then you'll automatically be eligible for a Premier Account in Egypt.

Apply as an existing Premier customer

Online

Request a call back to benefit from priority processing and our exclusive online cashback offer.4 If you spend a minimum of EGP 500 within 60 days of your card being issued, you'll earn:

  • EGP 150 cashback for a primary credit card
  • EGP 200 cashback for a primary and a supplementary credit card

Our call back team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.5 

Fill in our supplementary card call back form to start an application for a card for a family member.

Call us

Contact us by phone. We're open 24 hours a day.

Tel: 0800PREMIER 08007736437 
(landlines only from within Egypt)

Tel: +202 3535 9800 
(mobile phones and outside Egypt)

Visit a branch

Speak to us in branch to start an application.

Apply to increase your credit limit

If you're an existing cardholder, you can enjoy greater financial flexibility on your spending by increasing your credit card limit. Call us or visit your nearest branch to apply or send us a message through online banking.6

1The benefits and features may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

2Up to 4 supplementary credit cards for family members on all your HSBC credit cards

3If you send a cheque to us, please write your credit card number on the back and enclose the payment slip from your card statement. There may be a fee charge if we can't cash the cheque.

4See the Digital Cashback Offer Terms & Conditions

5Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

6Subject to meeting HSBC Bank Egypt SAE's eligibility criteria as per our policy and credit cards terms & conditions. HSBC has the right to request documents to support a credit limit increase application if required.

You might be interested in

 

Enjoy exclusive offers when you pay with your card.

 

Enjoy rewards, offers and travel insurance with a credit card for HSBC Advance customers.

 

Earn rewards on purchases and save money with our leisure, travel and shopping offers.

 

Transferring your credit card balance to HSBC means you can benefit from 0% interest for 3 months.

We'd love to hear from you on the HSBC Egypt Social Media channels.