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General notices

• The following changes will apply effective 15 February 2024

Changes

Current

New

Interest Rate % (monthly)

Premier Mastercard credit card:2.94%
Other cards: 3.3%

Premier Mastercard credit card: 3.36%
Other cards: 3.75%

Late payment fee

EGP 75

EGP 150

Over limit fee

EGP 30

EGP 60

Cash advance fee

3% (Min EGP 30)

5% (Min EGP 75)

Annual fee of Visa Platinum

Free (subject to annual spend of EGP 20,000). In case the annual spend is not met, annual fees of EGP 200 will apply.

Free (subject to annual spend of EGP 45,000). In case the annual spend is not met, annual fees of EGP 450 will apply.

Annual fee of Visa Gold

Free (subject to annual spend of EGP 5,000). In case the annual spend is not met, annual fees of EGP 150 will apply.

Free (subject to annual spend of EGP 20,000). In case the annual spend is not met, annual fees of EGP 300 will apply.

• The following changes will apply effective 15 February 2024

Changes

Interest Rate % (monthly)

Current

Premier Mastercard credit card:2.94%
Other cards: 3.3%

New

Premier Mastercard credit card: 3.36%
Other cards: 3.75%

Changes

Late payment fee

Current

EGP 75

New

EGP 150

Changes

Over limit fee

Current

EGP 30

New

EGP 60

Changes

Cash advance fee

Current

3% (Min EGP 30)

New

5% (Min EGP 75)

Changes

Annual fee of Visa Platinum

Current

Free (subject to annual spend of EGP 20,000). In case the annual spend is not met, annual fees of EGP 200 will apply.

New

Free (subject to annual spend of EGP 45,000). In case the annual spend is not met, annual fees of EGP 450 will apply.

Changes

Annual fee of Visa Gold

Current

Free (subject to annual spend of EGP 5,000). In case the annual spend is not met, annual fees of EGP 150 will apply.

New

Free (subject to annual spend of EGP 20,000). In case the annual spend is not met, annual fees of EGP 300 will apply.

Cash deposit and withdrawal limits

You can make cash withdrawals from non-HSBC ATMs using your HSBC debit card for free.

The daily cash withdrawal limits are as follows:

  • through ATMs: EGP 20,000 
  • through branches: EGP 150,000

No Maximum limit for daily cash deposit through branches. 

Daily cash deposit limit through ATMs is EGP 60,000 (maximum EGP 10,000 for cardless deposits)    

Bank with ease but stay vigilant - do not share personal information like your card number, PIN, expiry date, CVV (3 digit number on the back of your card) or OTP (One-Time Password) with anyone. For any assistance, you may reach out to us through any of our channels.

HSBC Debit Cards' new daily purchase limits

Card type Old limit
New limit
Personal Banking 
EGP 30,000 EGP 80,000
Advance EGP 50,000 EGP 120,000
Premier EGP 80,000 EGP 180,000

HSBC Debit Cards' new daily purchase limits

Card type Personal Banking 
Old limit
EGP 30,000
New limit
EGP 80,000
Card type Advance
Old limit
EGP 50,000
New limit
EGP 120,000
Card type Premier
Old limit
EGP 80,000
New limit
EGP 180,000
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