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Schedule of Services and Tariffs HSBC Premier, HSBC Advance and Personal Banking

General Conditions:

  1. The Bank reserves the right to levy additional charges for services and change the fees and charges at its sole discretion
  2. All fees and charges will be debited in the same account currency based on the daily exchange rate determined by the Bank
  3. Other expenses such as stamps, postage, cable, fax charges ... etc, which are not included in this flyer will be charged where incurred
  4. Charges for any services not mentioned in this flyer would be available upon request.

Description  Personal Banking HSBC Advance HSBC Premier
Current/Savings Accounts      

 Account Opening Fees

 

EGP 30

 

Starting 18 June 2023, Fees will be EGP50

Free
Free
Eligibility Criteria / Minimum Balance

a) Minimum monthly average balance  

 in deposits and/or investments of EGP  

 10,000, USD 2,000 (or equivalent in any main foreign currency)
 or
 b) Minimum gross monthly salary of  

 EGP 5,000 (or equivalent in any main foreign currency) transferred to HSBC. 

a) Minimum monthly average balance in  

 deposits and/or investments of EGP

 250,000 (or equivalent in any main foreign

 currency)
 or
 b) Minimum gross monthly salary  of  

 EGP 10,000 (or equivalent in any main foreign currency) transferred to HSBC

or

c) Monthly fixed gross salary transfer EGP 8,000 (or equivalent in any main foreign currency) and minimum of EGP 96,000 total net annual income 6

a) Minimum monthly average balance in  

 deposits and/or investments of EGP  

 750,000 (or equivalent in any main foreign

 currency) 1
 or
 b) Minimum gross monthly salary of EGP  

 40,000 (or equivalent in any main foreign   

 currency) transferred to HSBC.

or

 c) Monthly fixed gross salary transfer EGP  

 30,000 (or equivalent in any main foreign  

 currency) and minimum of EGP 384,000 total

 net annual income 6

Monthly Account Maintenance Fees 2

 EGP 10

 Free

 Free

 Account Closing Fees

 NIL

 NIL

 NIL

 Salary based fixed monthly service charge

 NIL

 EGP 75 3

 Free

Monthly Service Charge (below minimum 

 balance) 

EGP 50 (or equivalent in any main foreign currency) 4

EGP 150 (or equivalent in any main foreign currency)  

 EGP 450 5 (or equivalent in any main foreign currency)

Description  Current/Savings Accounts
Personal Banking  
HSBC Advance  
HSBC Premier  
Description 

 Account Opening Fees

 

Personal Banking

EGP 30

 

Starting 18 June 2023, Fees will be EGP50

HSBC Advance Free
HSBC Premier Free
Description  Eligibility Criteria / Minimum Balance
Personal Banking

a) Minimum monthly average balance  

 in deposits and/or investments of EGP  

 10,000, USD 2,000 (or equivalent in any main foreign currency)
 or
 b) Minimum gross monthly salary of  

 EGP 5,000 (or equivalent in any main foreign currency) transferred to HSBC. 

HSBC Advance

a) Minimum monthly average balance in  

 deposits and/or investments of EGP

 250,000 (or equivalent in any main foreign

 currency)
 or
 b) Minimum gross monthly salary  of  

 EGP 10,000 (or equivalent in any main foreign currency) transferred to HSBC

or

c) Monthly fixed gross salary transfer EGP 8,000 (or equivalent in any main foreign currency) and minimum of EGP 96,000 total net annual income 6

HSBC Premier

a) Minimum monthly average balance in  

 deposits and/or investments of EGP  

 750,000 (or equivalent in any main foreign

 currency) 1
 or
 b) Minimum gross monthly salary of EGP  

 40,000 (or equivalent in any main foreign   

 currency) transferred to HSBC.

or

 c) Monthly fixed gross salary transfer EGP  

 30,000 (or equivalent in any main foreign  

 currency) and minimum of EGP 384,000 total

 net annual income 6

Description  Monthly Account Maintenance Fees 2
Personal Banking

 EGP 10

HSBC Advance

 Free

HSBC Premier

 Free

Description   Account Closing Fees
Personal Banking

 NIL

HSBC Advance

 NIL

HSBC Premier

 NIL

Description   Salary based fixed monthly service charge
Personal Banking

 NIL

HSBC Advance

 EGP 75 3

HSBC Premier

 Free

Description 

Monthly Service Charge (below minimum 

 balance) 

Personal Banking

EGP 50 (or equivalent in any main foreign currency) 4

HSBC Advance

EGP 150 (or equivalent in any main foreign currency)  

HSBC Premier

 EGP 450 5 (or equivalent in any main foreign currency)

  1. The Bank reserves the right to reclassify the account if the eligibility criteria prescribed by the Bank from time to time is not met by the customer. Applicable on balance-based customers only.
  2. Monthly account maintenance fee deducted on Quarterly basis on a customer level and includes personal loan accounts, dormant accounts and cardholders without an account with HSBC.
  3. Employees working in any of the bank’s approved list of companies will be exempted from the Advance Salary-based monthly service charge.
  4. If the minimum combined average balance is EGP 10,000 or equivalent, including balances in Current / Savings and Term Deposits, no monthly service charge will be applied. If the combined average balance is not maintained, individual account balances and service monthly charges apply. Monthly service charge is not applied on suffix level for payroll/pension accounts and loan settlement accounts.
  5. A monthly service charge of EGP 450 will be levied if a minimum average relationship balance of EGP 750,000 (or equivalent in any other main foreign currency) is not maintained in deposit(s) / investments with HSBC Bank Egypt. Applicable to balances-based customers only.
  6. Total net annual income is equivalent to 12 months’ net salary, in addition to the average of the last 2 years variable pay. For HSBC Advance, the customer’s employer must be registered in the Bank’s approved list of companies.
  7. Below balance fee of EGP 150 will be levied if the account average relationship balance falls below EGP 250,000 in any given month.
  8. All balance based personal banking accounts’ fees and charges will be applied for economic activity accounts except for over the counter fees which is waived for these customers

Schedule of Services and Tariffs HSBC Premier, HSBC Advance and Personal Banking

Description  Personal Banking HSBC Advance HSBC Premier
Money Market Fund       

"Kol Yom" Fund Monthly Maintenance Fees

EGP 20
EGP 50 (Corporate)

EGP 20
EGP 50 (Corporate)

EGP 20
EGP 50 (Corporate)

Egyptian Government Treasury Bills      

Investment in Egyptian Government Treasury Bills fees (Charged once)

EGP 250

EGP 250

EGP 250

Time Deposit      

Minimum Balance

EGP 10,000, USD 2,000
GBP 1,500, EUR 2,000

EGP 10,000, USD 2,000
GBP 1,500, EUR 2,000

EGP 10,000, USD 2,000
GBP 1,500, EUR 2,000

Saving Certificate      

Minimum Balance

EGP 10,000

EGP 10,000

EGP 10,000

Cross Border      

Account Opening Fees(1)

USD 200

USD 100

Free

Descript ion  Money Market Fund 
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

"Kol Yom" Fund Monthly Maintenance Fees

Personal Banking

EGP 20
EGP 50 (Corporate)

HSBC Advance

EGP 20
EGP 50 (Corporate)

HSBC Premier

EGP 20
EGP 50 (Corporate)

Descript ion  Egyptian Government Treasury Bills
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

Investment in Egyptian Government Treasury Bills fees (Charged once)

Personal Banking

EGP 250

HSBC Advance

EGP 250

HSBC Premier

EGP 250

Descript ion  Time Deposit
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

Minimum Balance

Personal Banking

EGP 10,000, USD 2,000
GBP 1,500, EUR 2,000

HSBC Advance

EGP 10,000, USD 2,000
GBP 1,500, EUR 2,000

HSBC Premier

EGP 10,000, USD 2,000
GBP 1,500, EUR 2,000

Descript ion  Saving Certificate
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

Minimum Balance

Personal Banking

EGP 10,000

HSBC Advance

EGP 10,000

HSBC Premier

EGP 10,000

Descript ion  Cross Border
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

Account Opening Fees(1)

Personal Banking

USD 200

HSBC Advance

USD 100

HSBC Premier

Free

Important Notes:

  • In case of early redemption for the EGP 12 Months Time Deposit with monthly interest, a 1% to be deducted from the principle amount and such applies during anytime prior to the maturity date.
  • In case of early redemption for the USD 24 Months Time Deposit with monthly interest, a 1.6% to be deducted from principle according to the period the deposit existed and such applies during anytime prior to the maturity date.
  • In case of early redemption for the USD 36 Months Time Deposit with monthly interest, a 1.8% to be deducted from principle according to the period the deposit existed and such applies during anytime prior to the maturity date.
  • In case of early redemption for end of period interest EGP Time Deposits, no early redemption fees applies, however, the time deposit will not be eligible for any interest.
  • In case of early redemption for end of period interest USD Time Deposits, interest will be calculated based on the prevailing USD Savings account interest rate for the period the deposit existed.
  • In case of early redemption of the Saving Certificate, the bank will apply early redemption fees in accordance with the Redemption Schedule under the terms & conditions section that is embedded in the product application form.

(1) Employees working in any of the bank’s approved list of companies will be exempted from the Cross border account opening fees.

Description

Personal Banking

HSBC Advance

HSBC Premier

Debit Cards

Card Annual Fees

EGP 40

Free

Free

Card replacement Fees

EGP 40

EGP 40

Free

PIN Replacement Fees

Free

Free

Free

FX Mark-up 1

8%

8%

8%

Balance enquiry charges (per transaction) in Egypt at HSBC ATMs

Free

Free

Free

Cash withdrawal / deposit charges (per transaction) in Egypt at HSBC ATMs

Free

Free

Free

Balance enquiry charges (per transaction) in Egypt at other banks' ATMs

Free

Free

Free

Cash withdrawal charges (per transaction) in Egypt at other banks' ATMs

Free

Free

Free

Balance enquiry charges (per transaction) internationally at Visa/Plus ATMs

Free

Free

Free

Cash withdrawal charges (per transaction) internationally at Visa/Plus ATMs

EGP 50

EGP 50

EGP 50

Balance enquiry charges (per transaction)  internationally at HSBC ATMs

Free

Free

Free

Cash withdrawal charges (per transaction) internationally at HSBC ATMs

EGP 50

EGP 50

Free 3

Card delivery fees(local delivery)

Free

Free

Free

Card delivery fees (overseas delivery)

EGP 300

EGP 300

EGP 300

Dynamic Currency Conversion transaction fee 3

1.15%

1.15%

 

1.15%

 

Description

Debit Cards

Personal Banking

HSBC Advance

HSBC Premier

Description

Card Annual Fees

Personal Banking

EGP 40

HSBC Advance

Free

HSBC Premier

Free

Description

Card replacement Fees

Personal Banking

EGP 40

HSBC Advance

EGP 40

HSBC Premier

Free

Description

PIN Replacement Fees

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

FX Mark-up 1

Personal Banking

8%

HSBC Advance

8%

HSBC Premier

8%

Description

Balance enquiry charges (per transaction) in Egypt at HSBC ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Cash withdrawal / deposit charges (per transaction) in Egypt at HSBC ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Balance enquiry charges (per transaction) in Egypt at other banks' ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Cash withdrawal charges (per transaction) in Egypt at other banks' ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Balance enquiry charges (per transaction) internationally at Visa/Plus ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Cash withdrawal charges (per transaction) internationally at Visa/Plus ATMs

Personal Banking

EGP 50

HSBC Advance

EGP 50

HSBC Premier

EGP 50

Description

Balance enquiry charges (per transaction)  internationally at HSBC ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Cash withdrawal charges (per transaction) internationally at HSBC ATMs

Personal Banking

EGP 50

HSBC Advance

EGP 50

HSBC Premier

Free 3

Description

Card delivery fees(local delivery)

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Card delivery fees (overseas delivery)

Personal Banking

EGP 300

HSBC Advance

EGP 300

HSBC Premier

EGP 300

Description

Dynamic Currency Conversion transaction fee 3

Personal Banking

1.15%

HSBC Advance

1.15%

 

HSBC Premier

1.15%

 

  1. Transactions in foreign currency is converted into the equivalent in Egyptian Pounds at the prevailing market rate at the posting date and not at the transaction date attracting the foreign currency mark-up fees and charges as per the ‘Schedule of Charges’ announced on our website. Foreign Currency Transactions are converted into your billing currency by the card scheme (Visa or MasterCard®) or HSBC Bank Egypt using their applicable exchange rates on the day conversion is made (which is the transaction posting date on HSBC bank Egypt system and not the actual date of transaction and which may involve a conversion to US Dollars or Hong Kong Dollars first).
  2. In the event of a transaction charge being levied when using an HSBC ATM, please contact our Premier Call Centre on 0800 PREMIER within Egypt (available only through land lines) or +202 3 535 9800 (Mobiles and from outside Egypt).
  3. A standard processing fee (as determined by Visa) of up to 1.15% will apply on any foreign currency transactions or international transactions where you opt to pay in your billing currency (EGP)

Description  Personal Banking HSBC Advance HSBC Premier
Cheques 1      
Outward Cheques for Collection      

In Local Currency

0.2% (min. EGP 5 – max. 500)+ postage charges

0.2% (min. EGP 5 – max. 500)+ postage charges

Free (Postage charges apply)

In Foreign Currency2

0.3% (min. EGP30 – max. 600)+ postage charges

0.3% (min. EGP30 – max. 600)+ postage charges

Free (Postage charges apply)

Inward Cheques for Collection       

In Local Currency (outside clearing)

EGP 250 if settled by a Telegraphic Transfer

EGP 250 if settled by a Telegraphic Transfer

Free

In Foreign Currency

EGP 30 if settled by a Demand Draft
EGP 250 if settled by a Telegraphic Transfer

EGP 30 if settled by a Demand Draft
EGP 250 if settled by a Telegraphic Transfer

EGP 30 if settled by a Demand Draft
EGP 120 if settled by a Telegraphic Transfer

Outward Clearing Cheques       

In Local Currency

EGP 10 / cheque

EGP 10 / cheque

Free

In Foreign Currency

0.3% (min. EGP 30-max. 600)

 0.3% (min. EGP 30-max. 600)

Free

Post dated cheques  for collection

(Local and Foreign Currency )3

EGP 50/cheque

EGP 50/cheque

 

EGP 50/cheque

 

Return cheques drawn on own bank 4

EGP 30 / cheque

EGP 30 / cheque

EGP 30 / cheque

Return cheques drawn on other Bank's

EGP 30 / cheque

EGP 30 / cheque

EGP 30 / cheque

Stop Payment / cheque 5

EGP 50 / cheque

EGP 50 / cheque

EGP 50 / cheque

Inward Transfers      
Inward Transfers in Local Currency      

Credit to customer account

Free

Free

Free

Credit to beneficiary account with other banks

0.2% (min. EGP 20 – max. EGP 250 )

0.2% (min. EGP 20 – max. EGP 250 )

0.2% (min. EGP 20 – max. EGP 250 )

Inward Transfers in Foreign Currency

Credit customer account

Free

Free

Free

Credited to beneficiary account with other banks

0.3% (EGP 30 – 600) + EGP 120 cable

0.3% (EGP 30 – 600) + EGP 120 cable

0.3% (EGP 30 – 600) + EGP 120 cable

Descript ion  Cheques 1
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion  Outward Cheques for Collection
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

In Local Currency

Personal Banking

0.2% (min. EGP 5 – max. 500)+ postage charges

HSBC Advance

0.2% (min. EGP 5 – max. 500)+ postage charges

HSBC Premier

Free (Postage charges apply)

Descript ion 

In Foreign Currency2

Personal Banking

0.3% (min. EGP30 – max. 600)+ postage charges

HSBC Advance

0.3% (min. EGP30 – max. 600)+ postage charges

HSBC Premier

Free (Postage charges apply)

Descript ion  Inward Cheques for Collection 
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

In Local Currency (outside clearing)

Personal Banking

EGP 250 if settled by a Telegraphic Transfer

HSBC Advance

EGP 250 if settled by a Telegraphic Transfer

HSBC Premier

Free

Descript ion 

In Foreign Currency

Personal Banking

EGP 30 if settled by a Demand Draft
EGP 250 if settled by a Telegraphic Transfer

HSBC Advance

EGP 30 if settled by a Demand Draft
EGP 250 if settled by a Telegraphic Transfer

HSBC Premier

EGP 30 if settled by a Demand Draft
EGP 120 if settled by a Telegraphic Transfer

Descript ion  Outward Clearing Cheques 
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

In Local Currency

Personal Banking

EGP 10 / cheque

HSBC Advance

EGP 10 / cheque

HSBC Premier

Free

Descript ion 

In Foreign Currency

Personal Banking

0.3% (min. EGP 30-max. 600)

HSBC Advance

 0.3% (min. EGP 30-max. 600)

HSBC Premier

Free

Descript ion 

Post dated cheques  for collection

(Local and Foreign Currency )3

Personal Banking

EGP 50/cheque

HSBC Advance

EGP 50/cheque

 

HSBC Premier

EGP 50/cheque

 

Descript ion 

Return cheques drawn on own bank 4

Personal Banking

EGP 30 / cheque

HSBC Advance

EGP 30 / cheque

HSBC Premier

EGP 30 / cheque

Descript ion 

Return cheques drawn on other Bank's

Personal Banking

EGP 30 / cheque

HSBC Advance

EGP 30 / cheque

HSBC Premier

EGP 30 / cheque

Descript ion 

Stop Payment / cheque 5

Personal Banking

EGP 50 / cheque

HSBC Advance

EGP 50 / cheque

HSBC Premier

EGP 50 / cheque

Descript ion  Inward Transfers
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion  Inward Transfers in Local Currency
Personal Banking  
HSBC Advance  
HSBC Premier  
Descript ion 

Credit to customer account

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Descript ion 

Credit to beneficiary account with other banks

Personal Banking

0.2% (min. EGP 20 – max. EGP 250 )

HSBC Advance

0.2% (min. EGP 20 – max. EGP 250 )

HSBC Premier

0.2% (min. EGP 20 – max. EGP 250 )

Descript ion 

Inward Transfers in Foreign Currency

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

Credit customer account

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Descript ion 

Credited to beneficiary account with other banks

Personal Banking

0.3% (EGP 30 – 600) + EGP 120 cable

HSBC Advance

0.3% (EGP 30 – 600) + EGP 120 cable

HSBC Premier

0.3% (EGP 30 – 600) + EGP 120 cable

1.In case of cheques for collection, other bank charges may apply on the amount which is subject to the corresponding and the issuing bank's schedules of charges

2.For US Dollar cheque(s)/Demand Draft(s)which are drawn on HSBC Group Affiliates accepted for physical collection, processing time will be approximately 6 - 8 weeks and Drawee Bank charges may apply, which vary from USD 45 to USD 200.Courier charges may apply on USD cheques drawn on HSBC entities and affiliates for clearing through physical collection outside Egypt

3.Post dated charge is in addition to the normal cheque clearing collection fee which is deducted when cheque is presented for collection.

4.Full charges apply for Return of Outward cheques for collection in local / foreign currencies

5.Stop payment of cheques is not applicable to cheques reported lost or stolen.

Description Personal Banking HSBC Advance HSBC Premier
         

Outward Transfers

Outward Telegraphic Transfers

Global transfers to own account (me2me) via Global View

Online Banking

N/A

Free

Free

Foreign Currency transfers (Local & International) 1

Online Banking

0.21% (min.  EGP 49 – max.  EGP 700) + EGP 70 cable charges

0.21% (min.  EGP 49 – max.  EGP 700) + EGP 70 cable charges

EGP 70

Branch

0.3% (min.  EGP 70 – max.  EGP 700) + EGP 140 cable charges

0.3% (min.  EGP 70 – max.  EGP 700) + EGP 140 cable charges

EGP 100

Local transfer in Local Currency

Online Banking

Free of any transfer charges till 31 December 2023

0.14% (min. EGP 14 – max. EGP 250)

0.14% (min. EGP 14 – max. EGP 250)

0.14% (min. EGP 7 - max. of EGP 70)

Branch

0.2% (min. EGP 20 – max. EGP 250)

0.2% (min. EGP 20 – max. EGP 250)

0.2% (min. EGP 10 – max. EGP 100)

Bank Drafts

Issuance

Branch

0.3% (min. USD 5 – max. USD 100)

0.3% (min. USD 5 – max. USD 100)

Free

Cancellation

EGP 10

EGP 10

EGP 10

Stop Payment

EGP 60 + EGP 140 cable charges

EGP 60 + EGP 140 cable charges

EGP 60 + EGP 140 cable charges

Cashier Orders

Issuance

Branch

0.2% (min. EGP 20 - max. EGP 400)

0.2% (min. EGP 20 - max. EGP 400)

Free

Cancellation

EGP 10

EGP 10

EGP 10

Stop Payment

EGP 50

EGP 50

EGP 50

General Charges on Outward Transfers

Investigation Charges

EGP 140 cable charges + other charges if any

EGP 140 cable charges + other charges if any

EGP 140 cable charges+ other charges if any

Description  
Personal Banking  
HSBC Advance  
HSBC Premier  
Description

Outward Transfers

Personal Banking
HSBC Advance
HSBC Premier
Description

Outward Telegraphic Transfers

Personal Banking
HSBC Advance
HSBC Premier
Description

Global transfers to own account (me2me) via Global View

Personal Banking

Online Banking

HSBC Advance

N/A

HSBC Premier

Free

Description

Foreign Currency transfers (Local & International) 1

Personal Banking

Online Banking

HSBC Advance

0.21% (min.  EGP 49 – max.  EGP 700) + EGP 70 cable charges

HSBC Premier

0.21% (min.  EGP 49 – max.  EGP 700) + EGP 70 cable charges

Description

Branch

Personal Banking

0.3% (min.  EGP 70 – max.  EGP 700) + EGP 140 cable charges

HSBC Advance

0.3% (min.  EGP 70 – max.  EGP 700) + EGP 140 cable charges

HSBC Premier

EGP 100

Description

Local transfer in Local Currency

Personal Banking

Online Banking

Free of any transfer charges till 31 December 2023

HSBC Advance

0.14% (min. EGP 14 – max. EGP 250)

HSBC Premier

0.14% (min. EGP 14 – max. EGP 250)

Description

Branch

Personal Banking

0.2% (min. EGP 20 – max. EGP 250)

HSBC Advance

0.2% (min. EGP 20 – max. EGP 250)

HSBC Premier

0.2% (min. EGP 10 – max. EGP 100)

Description

Bank Drafts

Personal Banking
HSBC Advance
HSBC Premier
Description

Issuance

Personal Banking

Branch

HSBC Advance

0.3% (min. USD 5 – max. USD 100)

HSBC Premier

0.3% (min. USD 5 – max. USD 100)

Description

Cancellation

Personal Banking

EGP 10

HSBC Advance

EGP 10

HSBC Premier

EGP 10

Description

Stop Payment

Personal Banking

EGP 60 + EGP 140 cable charges

HSBC Advance

EGP 60 + EGP 140 cable charges

HSBC Premier

EGP 60 + EGP 140 cable charges

Description

Cashier Orders

Personal Banking
HSBC Advance
HSBC Premier
Description

Issuance

Personal Banking

Branch

HSBC Advance

0.2% (min. EGP 20 - max. EGP 400)

HSBC Premier

0.2% (min. EGP 20 - max. EGP 400)

Description

Cancellation

Personal Banking

EGP 10

HSBC Advance

EGP 10

HSBC Premier

EGP 10

Description

Stop Payment

Personal Banking

EGP 50

HSBC Advance

EGP 50

HSBC Premier

EGP 50

Description

General Charges on Outward Transfers

Personal Banking
HSBC Advance
HSBC Premier
Description

Investigation Charges

Personal Banking

EGP 140 cable charges + other charges if any

HSBC Advance

EGP 140 cable charges + other charges if any

HSBC Premier

EGP 140 cable charges+ other charges if any

1.For Foreign Currency Transfers, you will be charged an additional flat Correspondent Bank fees of USD 25 if you choose to pay all fees and charges related to the transfer. This fee will be deducted upon processing the transfer. 

Schedule of Services and Tariffs Personal Finance & Overdrafts

Description  Personal Banking HSBC Advance HSBC Premier

Personal Finance and Overdrafts

Personal Finance

Administration Fees

2% (min. EGP 200- no max.)

2% (min. EGP 200 - no max.)

2% (min. EGP 200 - no max.)

Application Assessment Fees

Free

Free

Free

Early/ Full/ Partial Settlement Fees on Unsecured Finance

Applicable on all Unsecured Finance granted starting 20 May 2022

7% of the settled finance amount and 10% in case of finance sell-out

7% of the settled finance amount and 10% in case of finance sell-out

7% of the settled finance amount and 10% in case of finance sell-out

Early/ Full/ Partial Settlement Fees on Secured Finance

Applicable on all Secured Finance granted starting 20 May 2022

2% of the settled finance amount and 10% in case of finance sell-out

2% of the settled finance amount and 10% in case of finance sell-out

2% of the settled finance amount and 10% in case of finance sell-out

Personal Finance monthly maintenance fees -  Deducted on quarterly basis

EGP 10

EGP 10

EGP 10

Rescheduling Fees

Free

Free

Free

Late Payment Fees

EGP 75/installment

In case the finance is in foreign currency, late payment fee will be:

3 USD/ installment

3 EUR/ installment

2.5 GBP/ installment

 

EGP 75/installment

In case the finance is in foreign currency, late payment fee will be:

3 USD/ installment

3 EUR/ installment

2.5 GBP/ installment

 

EGP 75/installment

In case the finance is in foreign currency, late payment fee will be:

3 USD/ installment

3 EUR/ installment

2.5 GBP/ installment

 

Overdue interest

4% annually above product rate

4% annually above product rate

4% annually above product rate

Overdrafts

Monthly commission on highest debit balance1

0.15%

0.15%

0.15%

General Charges on Personal Finance & Overdraft

Credit Bureau Investigation Fees

EGP 65

EGP 65

EGP 65

Issuance of clearance letter fees

EGP 25

EGP 25

EGP 25

Schedule of Services and Tariffs Personal Finance & Overdrafts

Descript ion 

Personal Finance and Overdrafts

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

Personal Finance

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

Administration Fees

Personal Banking

2% (min. EGP 200- no max.)

HSBC Advance

2% (min. EGP 200 - no max.)

HSBC Premier

2% (min. EGP 200 - no max.)

Descript ion 

Application Assessment Fees

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Descript ion 

Early/ Full/ Partial Settlement Fees on Unsecured Finance

Applicable on all Unsecured Finance granted starting 20 May 2022

Personal Banking

7% of the settled finance amount and 10% in case of finance sell-out

HSBC Advance

7% of the settled finance amount and 10% in case of finance sell-out

HSBC Premier

7% of the settled finance amount and 10% in case of finance sell-out

Descript ion 

Early/ Full/ Partial Settlement Fees on Secured Finance

Applicable on all Secured Finance granted starting 20 May 2022

Personal Banking

2% of the settled finance amount and 10% in case of finance sell-out

HSBC Advance

2% of the settled finance amount and 10% in case of finance sell-out

HSBC Premier

2% of the settled finance amount and 10% in case of finance sell-out

Descript ion 

Personal Finance monthly maintenance fees -  Deducted on quarterly basis

Personal Banking

EGP 10

HSBC Advance

EGP 10

HSBC Premier

EGP 10

Descript ion 

Rescheduling Fees

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Descript ion 

Late Payment Fees

Personal Banking

EGP 75/installment

In case the finance is in foreign currency, late payment fee will be:

3 USD/ installment

3 EUR/ installment

2.5 GBP/ installment

 

HSBC Advance

EGP 75/installment

In case the finance is in foreign currency, late payment fee will be:

3 USD/ installment

3 EUR/ installment

2.5 GBP/ installment

 

HSBC Premier

EGP 75/installment

In case the finance is in foreign currency, late payment fee will be:

3 USD/ installment

3 EUR/ installment

2.5 GBP/ installment

 

Descript ion 

Overdue interest

Personal Banking

4% annually above product rate

HSBC Advance

4% annually above product rate

HSBC Premier

4% annually above product rate

Descript ion 

Overdrafts

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

Monthly commission on highest debit balance1

Personal Banking

0.15%

HSBC Advance

0.15%

HSBC Premier

0.15%

Descript ion 

General Charges on Personal Finance & Overdraft

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

Credit Bureau Investigation Fees

Personal Banking

EGP 65

HSBC Advance

EGP 65

HSBC Premier

EGP 65

Descript ion 

Issuance of clearance letter fees

Personal Banking

EGP 25

HSBC Advance

EGP 25

HSBC Premier

EGP 25

1.Overdraft over limit penalty will be communicated by the Bank upon customer’s request.  

Schedule of Services and Tariffs Credit Cards

Description

Personal Banking

HSBC Advance

HSBC Premier

Credit Cards 

Credit Cards Annual Fees

Primary Card

Visa Gold: Free1 subject to a spend of EGP 5,000/year or more.


Visa Platinum: Free2 subject to a spend of EGP 20,000/year or more.

 

 

Visa Platinum Cashback: Free3 subject to a spend of EGP 10,000/year or more

 

Visa Gold: Free1 subject to a spend of EGP 5,000/year or more.


Visa Platinum: Free2 subject to a spend of EGP 20,000/year or more.

 

Advance Mastercard Platinum card: Free

 

Visa Platinum Cashback: Free3 subject to a spend of EGP 10,000/year or more

Visa Gold: Free1subject to a spend of EGP 5,000/year or more.


Visa Platinum: Free2 subject to a

spend of EGP 20,000/year or more.

 

Premier Mastercard Platinum card: Free

 

Visa Platinum Cashback: Free3 subject to a spend of EGP 10,000/year or more

 

Supplementary Card 4

Visa Gold: Free


Visa Platinum: Free

 

 

Visa Platinum Cashback: Free

 

Visa Gold: Free

 

Visa Platinum: Free

 

Advance Mastercard Platinum card: Free

 

Visa Platinum Cashback: Free

 

Visa Gold: Free


Visa Platinum: Free

 

Premier Mastercard Platinum card: Free

 

Visa Platinum Cashback: Free

 

General Charges on Credit Cards

Monthly Finance Charge5

Visa Gold: 3.3%

 

Visa Platinum: 3.3%

 

 

Visa Platinum Cashback: 3.3% 

 

Visa Gold: 3.3%

 

Visa Platinum: 3.3%

 

Advance Mastercard Platinum card: 3.3%

 

Visa Platinum Cashback: 3.3% 

 

Visa Gold: 3.3%

 

Visa Platinum: 3.3%

 

Premier Mastercard Platinum card: 2.94%

 

Visa Platinum Cashback: 3.3% 

 

Cash Advance Fees

3% (min. EGP 30)

3% (min. EGP 30)

3% (min. EGP 30)

Card Replacement Fees

Visa Gold: EGP 100


Visa Platinum: EGP 100

 

 

Visa Platinum Cashback: EGP 100

 

Visa Gold: EGP 100


Visa Platinum: EGP 100


Advance Mastercard Platinum card: Free

 

Visa Platinum Cashback: EGP 100

 

Visa Gold: EGP 100


Visa Platinum: EGP 100


Premier Mastercard Platinum card: Free

 

Visa Platinum Cashback: EGP 100

 

Schedule of Services and Tariffs Credit Cards

Description

Credit Cards 

Personal Banking

HSBC Advance

HSBC Premier

Description

Credit Cards Annual Fees

Personal Banking

HSBC Advance

HSBC Premier

Description

Primary Card

Personal Banking

Visa Gold: Free1 subject to a spend of EGP 5,000/year or more.


Visa Platinum: Free2 subject to a spend of EGP 20,000/year or more.

 

 

Visa Platinum Cashback: Free3 subject to a spend of EGP 10,000/year or more

 

HSBC Advance

Visa Gold: Free1 subject to a spend of EGP 5,000/year or more.


Visa Platinum: Free2 subject to a spend of EGP 20,000/year or more.

 

Advance Mastercard Platinum card: Free

 

Visa Platinum Cashback: Free3 subject to a spend of EGP 10,000/year or more

HSBC Premier

Visa Gold: Free1subject to a spend of EGP 5,000/year or more.


Visa Platinum: Free2 subject to a

spend of EGP 20,000/year or more.

 

Premier Mastercard Platinum card: Free

 

Visa Platinum Cashback: Free3 subject to a spend of EGP 10,000/year or more

 

Description

Supplementary Card 4

Personal Banking

Visa Gold: Free


Visa Platinum: Free

 

 

Visa Platinum Cashback: Free

 

HSBC Advance

Visa Gold: Free

 

Visa Platinum: Free

 

Advance Mastercard Platinum card: Free

 

Visa Platinum Cashback: Free

 

HSBC Premier

Visa Gold: Free


Visa Platinum: Free

 

Premier Mastercard Platinum card: Free

 

Visa Platinum Cashback: Free

 

Description

General Charges on Credit Cards

Personal Banking

HSBC Advance

HSBC Premier

Description

Monthly Finance Charge5

Personal Banking

Visa Gold: 3.3%

 

Visa Platinum: 3.3%

 

 

Visa Platinum Cashback: 3.3% 

 

HSBC Advance

Visa Gold: 3.3%

 

Visa Platinum: 3.3%

 

Advance Mastercard Platinum card: 3.3%

 

Visa Platinum Cashback: 3.3% 

 

HSBC Premier

Visa Gold: 3.3%

 

Visa Platinum: 3.3%

 

Premier Mastercard Platinum card: 2.94%

 

Visa Platinum Cashback: 3.3% 

 

Description

Cash Advance Fees

Personal Banking

3% (min. EGP 30)

HSBC Advance

3% (min. EGP 30)

HSBC Premier

3% (min. EGP 30)

Description

Card Replacement Fees

Personal Banking

Visa Gold: EGP 100


Visa Platinum: EGP 100

 

 

Visa Platinum Cashback: EGP 100

 

HSBC Advance

Visa Gold: EGP 100


Visa Platinum: EGP 100


Advance Mastercard Platinum card: Free

 

Visa Platinum Cashback: EGP 100

 

HSBC Premier

Visa Gold: EGP 100


Visa Platinum: EGP 100


Premier Mastercard Platinum card: Free

 

Visa Platinum Cashback: EGP 100

 

1.Minimum spend threshold for Visa Gold cards is limited to purchase transactions only carried by both the primary & supplementary card(s) (if any). Cash advance/withdrawals are not included. In case minimum spend threshold is not met, EGP 150 annual fees will apply.

2.Minimum spend threshold for Visa Platinum is limited to purchase transactions only carried by both primary and supplementary card(s) (if any). Cash advance withdrawals are not included. In case minimum threshold is not met, EGP 200 annual fees will apply.

3.The cashback primary card will be free of annual fee of EGP 200 subject to achieving the minimum spend of EGP 10,000 / year and is limited to purchase transactions only carried by both the primary & its supplementary card(s) (if any). Cash advance/withdrawals are not included.. In case minimum spend threshold is not met, EGP 200 annual fees will apply

4.Supplementary cards annual fees are free irrespective of spend.

5.Any increase or decrease  in lending interest rates imposed by the regulator might impact cards interest rates with immediate effect and will notify the customer after applying the changes. 

Schedule of Services and Tariffs Credit Cards

Description

Personal Banking

HSBC Advance

HSBC Premier

Cards Monthly Maintenance Fees (Non-Account Holders) Deducted on quarterly basis

EGP 10

EGP 10

EGP 10

FX Mark-up1

8%

8%

8%

PIN Issuance Fees

Free

Free

Free

PIN Replacement Fees through Phone

Banking

Free

Free

Free

Paper Statement Delivery

EGP 20 / cycle

EGP 20 / cycle

Free (for Premier Mastercard Platinum only)

Copy of previous statements

EGP 20 / month

EGP 20 / month

Free (for Premier Mastercard Platinum only)

Late Payment Fees

EGP 75

EGP 75

EGP 75

Balance enquiry charges (per transaction) on current / savings account in Egypt from HSBC ATMs

Free

Free

Free

Cash withdrawal charges (per transaction) from current / savings account in Egypt from HSBC ATMs

Free

Free

Free

Balance enquiry charges (per transaction) on current / savings account from non HSBC ATM (locally & internationally)

Free

Free

Free

Cash withdrawal charges (per transaction) from current / savings account from non HSBC ATM (locally & internationally)

 EGP 60

 EGP 60

 

 EGP 60

Balance enquiry charges (per transaction) on current / savings account internationally at HSBC ATMs

Free

Free

Free

Cash withdrawal charges (per transaction) from current / savings account internationally at HSBC ATMs

 EGP 45

EGP 45

EGP 45

Schedule of Services and Tariffs Credit Cards

Description

Cards Monthly Maintenance Fees (Non-Account Holders) Deducted on quarterly basis

Personal Banking

EGP 10

HSBC Advance

EGP 10

HSBC Premier

EGP 10

Description

FX Mark-up1

Personal Banking

8%

HSBC Advance

8%

HSBC Premier

8%

Description

PIN Issuance Fees

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

PIN Replacement Fees through Phone

Banking

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Paper Statement Delivery

Personal Banking

EGP 20 / cycle

HSBC Advance

EGP 20 / cycle

HSBC Premier

Free (for Premier Mastercard Platinum only)

Description

Copy of previous statements

Personal Banking

EGP 20 / month

HSBC Advance

EGP 20 / month

HSBC Premier

Free (for Premier Mastercard Platinum only)

Description

Late Payment Fees

Personal Banking

EGP 75

HSBC Advance

EGP 75

HSBC Premier

EGP 75

Description

Balance enquiry charges (per transaction) on current / savings account in Egypt from HSBC ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Cash withdrawal charges (per transaction) from current / savings account in Egypt from HSBC ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Balance enquiry charges (per transaction) on current / savings account from non HSBC ATM (locally & internationally)

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Cash withdrawal charges (per transaction) from current / savings account from non HSBC ATM (locally & internationally)

Personal Banking

 EGP 60

HSBC Advance

 EGP 60

 

HSBC Premier

 EGP 60

Description

Balance enquiry charges (per transaction) on current / savings account internationally at HSBC ATMs

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Cash withdrawal charges (per transaction) from current / savings account internationally at HSBC ATMs

Personal Banking

 EGP 45

HSBC Advance

EGP 45

HSBC Premier

EGP 45

1.Transactions in foreign currency is converted into the equivalent in Egyptian Pounds at the prevailing market rate at the posting date and not at the transaction date attracting the foreign currency mark-up fees and charges as per the ‘Schedule of Charges’ announced on our website. Foreign Currency Transactions are converted into your billing currency by the card scheme (Visa or MasterCard®) or HSBC Bank Egypt using their applicable exchange rates on the day conversion is made (which is the transaction posting date on HSBC bank Egypt system and not the actual date of transaction and which may involve a conversion to US Dollars or Hong Kong Dollars first).

Schedule of Services and Tariffs Credit Cards

Description

Personal Banking

HSBC Advance

HSBC Premier

Exceed Credit Limit Fees

EGP 30

EGP 30

Free (for Premier MasterCard Platinum only)

Card limit increase

Free

Free

Free

Card temporarily limit increase

Free

Free

Free

Card Delivery Fees (Locally)

Free

Free

Free

Card Delivery Fees (Overseas)

EGP 300

EGP 300

EGP 300

Copy of transaction slip /Dispute investigation fees

EGP 50

EGP 50

EGP 50

Credit Bureau Investigation Fees 1

EGP 65

EGP 65

EGP 65

Dynamic Currency Conversion transaction Fee 2

 

 

-Visa Gold / Visa Platinum / Visa Platinum Cashback credit cards: 1.15%

-MasterCard Advance credit card: 1.12%

-Visa Gold / Visa Platinum / Visa Platinum Cashback credit cards: 1.15%

 

-MasterCard Premier credit card: 1.12%

-Visa Gold / Visa Platinum / Visa Platinum Cashback credit cards: 1.15%

 

Issuance of clearance letter fees

EGP 25

EGP 25

EGP 25

Schedule of Services and Tariffs Credit Cards

Description

Exceed Credit Limit Fees

Personal Banking

EGP 30

HSBC Advance

EGP 30

HSBC Premier

Free (for Premier MasterCard Platinum only)

Description

Card limit increase

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Card temporarily limit increase

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Card Delivery Fees (Locally)

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Description

Card Delivery Fees (Overseas)

Personal Banking

EGP 300

HSBC Advance

EGP 300

HSBC Premier

EGP 300

Description

Copy of transaction slip /Dispute investigation fees

Personal Banking

EGP 50

HSBC Advance

EGP 50

HSBC Premier

EGP 50

Description

Credit Bureau Investigation Fees 1

Personal Banking

EGP 65

HSBC Advance

EGP 65

HSBC Premier

EGP 65

Description

Dynamic Currency Conversion transaction Fee 2

 

 

Personal Banking

-Visa Gold / Visa Platinum / Visa Platinum Cashback credit cards: 1.15%

HSBC Advance

-MasterCard Advance credit card: 1.12%

-Visa Gold / Visa Platinum / Visa Platinum Cashback credit cards: 1.15%

 

HSBC Premier

-MasterCard Premier credit card: 1.12%

-Visa Gold / Visa Platinum / Visa Platinum Cashback credit cards: 1.15%

 

Description

Issuance of clearance letter fees

Personal Banking

EGP 25

HSBC Advance

EGP 25

HSBC Premier

EGP 25

1.Credit Bureau investigation fee applies to new issuance, renewal and limit increase.

2.A standard processing fee (as determined by Visa/MasterCard) of up to 1.15% will apply on any foreign currency transactions or international transactions where you opt to pay in your billing currency (EGP).

Description  Personal Banking HSBC Advance HSBC Premier

 

Cash Installment Plan Rate

 Monthly Finance Charge

 Visa Gold: 2.4%
 Visa Platinum: 2.4%

 Visa Platinum Cashback: 2.4%

 

 Visa Gold: 2.4%
 Visa Platinum: 2.4%

 Advance MasterCard Platinum:  2.4%

 Visa Platinum Cashback: 2.4%

 

 Visa Gold: 2.4%
 Visa Platinum: 2.4%

 Premier MasterCard Platinum:  2.4%

Visa Platinum Cashback: 2.4%

 

 Early Settlement Fees

 2% of outstanding Cash Instalment Plan 

 amount (min. EGP 100)

2% of outstanding Cash Instalment Plan amount (min. EGP 100)

2% of outstanding Cash Instalment Plan amount (min. EGP 100)

 Processing Fees

 NIL

NIL

NIL

 Tenure Options

 6, 12, 18 & 24 months

6, 12, 18 & 24 months

6, 12, 18 & 24 months

 Zero% Balance Transfer Plan

 Monthly Finance Charge

 0% for all Cards Types

 

 0% for all Cards Types

 0% for all Cards Types

 Early Settlement Fees

 2% of Balance Transfer plan outstanding   amount or EGP 200 (whichever is greater)

 2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater)

 2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater)

 Processing Fees

 NIL

 NIL

 NIL

 Tenor

 3 months

 3 months

 3 months

 Credit card Balance transfer Rate (effective 20 May 2018)

 Monthly Finance Charge

 2% for all Cards Types

 

 2% for all Cards Types

 2% for all Cards Types

 Early Settlement Fees

 NIL

 NIL

 NIL

 Processing Fees

 NIL

 NIL

 NIL

 Tenure Options

 6, 12, 18 & 24 months

 6, 12, 18 & 24 months

 6, 12, 18 & 24 months

 Flexi Installment Plan

 Monthly Finance Charge

 2% on the Flexi amount

2% on the Flexi amount

2% on the Flexi amount

 Early Settlement Fees

 NIL

 NIL

 NIL

 Processing Fees

 NIL

 NIL

 NIL

 Tenure Options

 6, 12, 18 & 24 months

 6, 12, 18 & 24 months

 6, 12, 18 & 24 months

Descript ion 

 

Cash Installment Plan Rate

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Monthly Finance Charge

Personal Banking

 Visa Gold: 2.4%
 Visa Platinum: 2.4%

 Visa Platinum Cashback: 2.4%

 

HSBC Advance

 Visa Gold: 2.4%
 Visa Platinum: 2.4%

 Advance MasterCard Platinum:  2.4%

 Visa Platinum Cashback: 2.4%

 

HSBC Premier

 Visa Gold: 2.4%
 Visa Platinum: 2.4%

 Premier MasterCard Platinum:  2.4%

Visa Platinum Cashback: 2.4%

 

Descript ion 

 Early Settlement Fees

Personal Banking

 2% of outstanding Cash Instalment Plan 

 amount (min. EGP 100)

HSBC Advance

2% of outstanding Cash Instalment Plan amount (min. EGP 100)

HSBC Premier

2% of outstanding Cash Instalment Plan amount (min. EGP 100)

Descript ion 

 Processing Fees

Personal Banking

 NIL

HSBC Advance

NIL

HSBC Premier

NIL

Descript ion 

 Tenure Options

Personal Banking

 6, 12, 18 & 24 months

HSBC Advance

6, 12, 18 & 24 months

HSBC Premier

6, 12, 18 & 24 months

Descript ion 

 Zero% Balance Transfer Plan

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Monthly Finance Charge

Personal Banking

 0% for all Cards Types

 

HSBC Advance

 0% for all Cards Types

HSBC Premier

 0% for all Cards Types

Descript ion 

 Early Settlement Fees

Personal Banking

 2% of Balance Transfer plan outstanding   amount or EGP 200 (whichever is greater)

HSBC Advance

 2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater)

HSBC Premier

 2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater)

Descript ion 

 Processing Fees

Personal Banking

 NIL

HSBC Advance

 NIL

HSBC Premier

 NIL

Descript ion 

 Tenor

Personal Banking

 3 months

HSBC Advance

 3 months

HSBC Premier

 3 months

Descript ion 

 Credit card Balance transfer Rate (effective 20 May 2018)

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Monthly Finance Charge

Personal Banking

 2% for all Cards Types

 

HSBC Advance

 2% for all Cards Types

HSBC Premier

 2% for all Cards Types

Descript ion 

 Early Settlement Fees

Personal Banking

 NIL

HSBC Advance

 NIL

HSBC Premier

 NIL

Descript ion 

 Processing Fees

Personal Banking

 NIL

HSBC Advance

 NIL

HSBC Premier

 NIL

Descript ion 

 Tenure Options

Personal Banking

 6, 12, 18 & 24 months

HSBC Advance

 6, 12, 18 & 24 months

HSBC Premier

 6, 12, 18 & 24 months

Descript ion 

 Flexi Installment Plan

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Monthly Finance Charge

Personal Banking

 2% on the Flexi amount

HSBC Advance

2% on the Flexi amount

HSBC Premier

2% on the Flexi amount

Descript ion 

 Early Settlement Fees

Personal Banking

 NIL

HSBC Advance

 NIL

HSBC Premier

 NIL

Descript ion 

 Processing Fees

Personal Banking

 NIL

HSBC Advance

 NIL

HSBC Premier

 NIL

Descript ion 

 Tenure Options

Personal Banking

 6, 12, 18 & 24 months

HSBC Advance

 6, 12, 18 & 24 months

HSBC Premier

 6, 12, 18 & 24 months

Schedule of Services and Tariffs Other Services

Description  Personal Banking HSBC Advance HSBC Premier

Other Services

 Personal Phone Banking

 All enquiry services

 Free

 Free

 Free

 Personal Internet Banking

 Subscription Fees

 Free

 Free

 Free

 Standing Instructions

 Setup / Amendment

 EGP 75

 EGP 75

 EGP 75

 Counter Cash Transactions

 Cash withdrawals amounts within ATM 

 limit1

 EGP 30

 EGP 30

 Free

Cash deposits less then EGP 10,000 2

 EGP 30

 EGP 30

 Free

 Cheque Book Issuance

 Small size 24 notes

 

EGP 60

 

Starting 18 June 2023, Fees will be EGP120

 Free

 Free

 Large size 48 notes

 

EGP 120

 

Starting 18 June 2023, Fees will be EGP240

 Free

 Free

 Safe Deposit Lockers Rent 3(For Personal Accounts)

 Small Safe

 EGP 600 / annum

 EGP 600 / annum

 EGP 600 / annum

 Medium Safe

 EGP 1,000 / annum

 EGP 1,000 / annum

 EGP 1,000 / annum

 Large Safe

 EGP 1,500 / annum

 EGP 1,500 / annum

 EGP 1,500 / annum

Schedule of Services and Tariffs Other Services

Descript ion 

Other Services

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Personal Phone Banking

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 All enquiry services

Personal Banking

 Free

HSBC Advance

 Free

HSBC Premier

 Free

Descript ion 

 Personal Internet Banking

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Subscription Fees

Personal Banking

 Free

HSBC Advance

 Free

HSBC Premier

 Free

Descript ion 

 Standing Instructions

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Setup / Amendment

Personal Banking

 EGP 75

HSBC Advance

 EGP 75

HSBC Premier

 EGP 75

Descript ion 

 Counter Cash Transactions

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Cash withdrawals amounts within ATM 

 limit1

Personal Banking

 EGP 30

HSBC Advance

 EGP 30

HSBC Premier

 Free

Descript ion 

Cash deposits less then EGP 10,000 2

Personal Banking

 EGP 30

HSBC Advance

 EGP 30

HSBC Premier

 Free

Descript ion 

 Cheque Book Issuance

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Small size 24 notes

 

Personal Banking

EGP 60

 

Starting 18 June 2023, Fees will be EGP120

HSBC Advance

 Free

HSBC Premier

 Free

Descript ion 

 Large size 48 notes

 

Personal Banking

EGP 120

 

Starting 18 June 2023, Fees will be EGP240

HSBC Advance

 Free

HSBC Premier

 Free

Descript ion 

 Safe Deposit Lockers Rent 3(For Personal Accounts)

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

 Small Safe

Personal Banking

 EGP 600 / annum

HSBC Advance

 EGP 600 / annum

HSBC Premier

 EGP 600 / annum

Descript ion 

 Medium Safe

Personal Banking

 EGP 1,000 / annum

HSBC Advance

 EGP 1,000 / annum

HSBC Premier

 EGP 1,000 / annum

Descript ion 

 Large Safe

Personal Banking

 EGP 1,500 / annum

HSBC Advance

 EGP 1,500 / annum

HSBC Premier

 EGP 1,500 / annum

1.Applicable on withdrawals below EGP 20,000 per day for Personal Banking & Advance customers.

2.Applies only on deposits with local currency

3.Safe Deposit Lockers fees are only applicable on existing customers, no new requests are accepted.

Schedule of Services and Tariffs other Services (continued)

Description  Personal Banking HSBC Advance HSBC Premier

Account Statement Charges

Paper statement delivery

EGP 30 / cycle

EGP 30 / cycle

Free

Online statements

Free

Free

Free

Extra copy of previous months / years

EGP 15 / month

EGP 15 / month

Free

SMS Alerts

Banking Transactions

Free

Free

Free

Credit Card Transactions

Free

Free

Free

General Charges

Internal Power of Attorney

EGP 50

EGP 50

EGP 50

Emergency Encashment

 

USD 20

Free

Free

Issuance of certificate (account balance / bank letters)

EGP 50 / certificate / letter

EGP 50 / certificate / letter

Free

Retrieval of documents processed by Bank

-EGP 50 for less than 6 months documents.
-EGP 100 for more than 6 months documents.

-EGP 50 for less than 6 months documents.
-EGP 100 for more than 6 months documents.

-EGP 50 for less than 6 months documents.
-EGP 100 for more than 6 months documents.

Bank Signature Authentication (CBE Fees)

-EGP 50 for facility settlement agreements (between banks & customers).

 

-EGP 25 for all other documents.

-EGP 50 for facility settlement agreements (between banks & customers)

 

-EGP 25 for all other documents.

-EGP 50 for facility settlement agreements (between banks & customers).

 

-EGP 25 for all other documents.

Signature Verification Fees

EGP 20

EGP 20

EGP 20

Credit Bureau Self-enquiry fees

EGP 65

EGP 65

EGP 65

Schedule of Services and Tariffs other Services (continued)

Descript ion 

Account Statement Charges

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

Paper statement delivery

Personal Banking

EGP 30 / cycle

HSBC Advance

EGP 30 / cycle

HSBC Premier

Free

Descript ion 

Online statements

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Descript ion 

Extra copy of previous months / years

Personal Banking

EGP 15 / month

HSBC Advance

EGP 15 / month

HSBC Premier

Free

Descript ion 

SMS Alerts

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

Banking Transactions

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Descript ion 

Credit Card Transactions

Personal Banking

Free

HSBC Advance

Free

HSBC Premier

Free

Descript ion 

General Charges

Personal Banking
HSBC Advance
HSBC Premier
Descript ion 

Internal Power of Attorney

Personal Banking

EGP 50

HSBC Advance

EGP 50

HSBC Premier

EGP 50

Descript ion 

Emergency Encashment

 

Personal Banking

USD 20

HSBC Advance

Free

HSBC Premier

Free

Descript ion 

Issuance of certificate (account balance / bank letters)

Personal Banking

EGP 50 / certificate / letter

HSBC Advance

EGP 50 / certificate / letter

HSBC Premier

Free

Descript ion 

Retrieval of documents processed by Bank

Personal Banking

-EGP 50 for less than 6 months documents.
-EGP 100 for more than 6 months documents.

HSBC Advance

-EGP 50 for less than 6 months documents.
-EGP 100 for more than 6 months documents.

HSBC Premier

-EGP 50 for less than 6 months documents.
-EGP 100 for more than 6 months documents.

Descript ion 

Bank Signature Authentication (CBE Fees)

Personal Banking

-EGP 50 for facility settlement agreements (between banks & customers).

 

-EGP 25 for all other documents.

HSBC Advance

-EGP 50 for facility settlement agreements (between banks & customers)

 

-EGP 25 for all other documents.

HSBC Premier

-EGP 50 for facility settlement agreements (between banks & customers).

 

-EGP 25 for all other documents.

Descript ion 

Signature Verification Fees

Personal Banking

EGP 20

HSBC Advance

EGP 20

HSBC Premier

EGP 20

Descript ion 

Credit Bureau Self-enquiry fees

Personal Banking

EGP 65

HSBC Advance

EGP 65

HSBC Premier

EGP 65

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